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Please make sure you have read the previous
page, before you continue with this!
Personally I would recommend not to buy land and house in Thailand.
Even "semi-buying" with a 30 year contract I would
not recommend for some reason:
- If you buy on your Thai partner's name it's mostly lost when there
is a fight (and there is always a fight in Thailand)
- Thailand has always some unexpected surprises for house and land
owners of the kind, that the mountain behind your house is suddenly
cleared away because the owner want's to sell it as a flat piece of
land or the government suddenly decides to let the new highway
run straight over your house (as happened in Phuket) or the
land right beside your house is turned into a Theme Park or
a motorbike repair shop. Anyway there are a lot of things that can
happen and you want to move out.
- Usually you get tired about some place in Thailand and would like
to move to a new place.
Most of this problems can be avoided when you just rent a nice and
small house on a short term, lets say on a year by year basis. Here are some
advantages of (short time) renting:
- If there is something wrong with the building, the owner will usually
fix it
- If you don't like the place anymore for what ever reason, you can
always move out
- If you rent something, lets say for 5000,- Baht/month you pay 1,800,000,-
Baht in 30 years (if you really stay for 30 years). Compare
this with the price of buying (renting for 30 years) or
building and be reminded, that you still can get the interest
when you put that money on a bank for 30 years and take off only the
monthly or yearly rent. In fact: You monthly interest for 1,8 Mill.
Baht is apron. 4,500,- Baht at a rate of 3%. that's almost your
monthly rent!
© Copyright: 2011-2012: Gerd Winterfeld, Living-In-Thailand.com
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